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Why us
What Makes
Us Different?
The Annuity Earnings concept was founded many years ago by our founder Carlos Dias Jr., but was finally completed in 2022. During that time, he noticed the lack of knowledge as well as the myriad of myths and misconceptions with clients and professionals.
After many years of testing this concept with accountants, attorneys, and other professionals, it is now available to the general public.
With any type of annuity, it is usually sold through a captive insurance company, broker-dealer, or independent agency. However, none of the aforementioned means there is any sort of fiduciary standard to the client.
As it’s pertinent to understand the annuity products themselves, it’s also imperative to know the compensation paid and how it will affect the overall buying experience. Through Carlos and our insurance agency, we’re currently licensed in several states and are increasing our reach every day.
Consumer complaints with annuities are often due to lack of transparency and customer service. We solve those problems for you.
Two Types of Advisors
"Old School" Product Sales vs Annuity Earnings Approach
"Old School" Product Sales
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Hard-sale, traditional sales methodology.
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"Resort to outdated sales techniques (e.g. asks sales-related questions and uses scare tactics and persuasion).
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Rigid sales process (e.g. wants to close business by the 3rd appointment or doesn't leave without an application signed).
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Annuities sold as investment or key "distractors" (e.g. bonuses, roll-ups, indexes, caps, or riders).
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Heavily attached to the outcome of a closed sale and relies on manipulative closing techniques.
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Offers only one product, which is the one they feel they have the best chance of selling.
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Typically rushes to close the sale.
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Offers a product sale or uses the same ones consistently.
Annuity Earnings Approach
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Innovative sales approach.
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No shortcuts and ensures you are a lot more educated about annuities (know enough to sell the product yourself).
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Process structured around your needs.
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Solves and identifies key concerns (e.g. cashflow. principal protection. inflation, longevity. and long-term care).
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Committed to servicing you.
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Expert offering options as well as pros and cons on all products (which one has the best cashflow).
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Offers a slower paced process which alleviates the pressure on you.
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Expert offering a complete solution (e.g. income plan that solves for highest cashflow and considers inflation).
About
Annuity Earnings
Purchasing an annuity all depends on who you get it from. Many financial advisors and insurance agents are either captive agents or are affiliated with a broker-dealer.
Working With You
Our Promise
To You

Unbiased Approach
Since we’re not captive or have loyalty to any particular company, our methodology is holistic.

Full Transparency
A form with the amount paid in commissions with each annuity will be provided.

No Sales Pressure
If at any time you think we’re no longer a fit, don’t stress and simply let us know.

Full Support
We’re here to make sure you have assistance before and after purchasing your annuity.

Education
Making sure you understand how each annuity works and their place in your portfolio.
